{"id":1957,"date":"2015-05-27T22:30:13","date_gmt":"2015-05-27T20:30:13","guid":{"rendered":"http:\/\/institutsolderiu.cat\/?p=1957"},"modified":"2015-05-27T22:30:13","modified_gmt":"2015-05-27T20:30:13","slug":"tallers-deduacio-financera-a-les-escoles-de-catalunya-efec","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/inssolderiu\/noticies\/tallers-deduacio-financera-a-les-escoles-de-catalunya-efec\/","title":{"rendered":"Tallers d&#8217;Eduaci\u00f3 Financera a les Escoles de Catalunya (EFEC)"},"content":{"rendered":"<p><a href=\"https:\/\/agora.xtec.cat\/inssolderiu\/wp-content\/uploads\/usu1860\/2015\/05\/efec.png\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1958 aligncenter\" src=\"https:\/\/agora.xtec.cat\/inssolderiu\/wp-content\/uploads\/usu1860\/2015\/05\/efec.png\" alt=\"efec\" width=\"567\" height=\"100\" srcset=\"https:\/\/agora.xtec.cat\/inssolderiu\/wp-content\/uploads\/usu1860\/2015\/05\/efec.png 408w, https:\/\/agora.xtec.cat\/inssolderiu\/wp-content\/uploads\/usu1860\/2015\/05\/efec-300x53.png 300w\" sizes=\"auto, (max-width: 567px) 100vw, 567px\" \/><\/a><\/p>\n<p>En l&#8217;actual marc econ\u00f2mic-financer, m\u00e9s que mai, cal oferir coneixements financers a diversos col\u00b7lectius i\u00a0a diferents nivells, per\u00f2, molt especialment, a escoles i adolescents. Per aquest motiu, va sorgir al 2012, el projecte EFEC, que t\u00e9 per objectiu oferir als alumnes de 4t d\u2019ESO dels centres escolars catalans, que volunt\u00e0riament participen, educaci\u00f3 financera b\u00e0sica.<\/p>\n<p>La peculiaritat del programa \u00e9s que, els tallers d&#8217;educaci\u00f3 financera s\u00f3n impartits per voluntaris vinculats a bancs i entitats financeres (professionals en exercici o jubilats).<br \/>\nAquest programa d\u2019educaci\u00f3 financera s&#8217;emmarca en les recomanacions d&#8217;organismes internacionals (OCDE), per tal de dotar a la ciutadania amb millors compet\u00e8ncies per a poder gestionar i augmentar els estalvis, i evitar, alhora, episodis de sobre endeutament i d&#8217;exclusi\u00f3 financera.<br \/>\nLes entitats financeres viuen, actualment, una situaci\u00f3 de distanciament amb la ciutadania, que alhora, \u00e9s la seva clientela. Aquest programa compleix, no nom\u00e9s un objectiu de Responsabilitat Social Corporativa per a qualsevol entitat que s&#8217;hi involucri, sin\u00f3 que, contribueix als objectius esmentats de l&#8217;educaci\u00f3 financera i en especial a la reducci\u00f3 d&#8217;incid\u00e8ncies en l&#8217;\u00fas de serveis financers, incentivant l&#8217;estalvi i millorant la gesti\u00f3 de les finances personals i apropa l&#8217;activitat banc\u00e0ria i financera a la ciutadania , contribuint d&#8217;aquesta manera a la transpar\u00e8ncia i comprensi\u00f3 dels serveis financers.<\/p>\n<p>Els cinc tallers que s\u2019han impartit des de l\u2019octubre de 2014 fins l\u2019abril de 2015 s\u00f3n:<\/p>\n<ul>\n<li><strong>Administrant els teus diners<\/strong>(gesti\u00f3 dels pressupostos personals)<\/li>\n<li><strong>Endeutar-se amb seny<\/strong>(productes de cr\u00e8dit i com evitar el sobre\u00a0endeutament).<\/li>\n<li><strong>Inversi\u00f3 intel\u00b7ligent\u00a0<\/strong>(caracter\u00edstiques i com seleccionar productes financers d\u2019estalvi i inversi\u00f3).<\/li>\n<li><strong>Els dubtes quotidians d\u2019en Jaume<\/strong>(situacions financeres quotidianes: consum intel\u00b7ligent, apartats d\u2019una n\u00f2mina, pagaments\u00a0<em>online<\/em>\u00a0i alguna refer\u00e8ncia als tipus de canvi).<\/li>\n<li><strong>Finances per a la vida<\/strong>(introducci\u00f3 a la planificaci\u00f3 financera personal i a l\u2019estalvi a llarg termini).<\/li>\n<\/ul>\n<p>Aquest ha estat el tercer curs en que hem participat en el programa EFEC, amb una valoraci\u00f3 for\u00e7a positiva per part de l\u2019alumnat i dels professors, per la qual cosa proposarem la continu\u00eftat de l\u2019activitat per al curs 2015-2016.<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>Carme Caballer Llopis, Directora de l&#8217;Institut S\u00f2l-de-Riu i professora d&#8217;Economia i Organitzaci\u00f3 d&#8217;Empreses<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En l&#8217;actual marc econ\u00f2mic-financer, m\u00e9s que mai, cal oferir coneixements financers a diversos col\u00b7lectius i\u00a0a diferents nivells, per\u00f2, molt especialment, a escoles i adolescents. Per aquest motiu, va sorgir al 2012, el projecte EFEC, que t\u00e9 per objectiu oferir als alumnes de 4t d\u2019ESO dels centres escolars catalans, que volunt\u00e0riament participen, educaci\u00f3 financera b\u00e0sica. La [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[106,107,105],"tags":[],"class_list":["post-1957","post","type-post","status-publish","format-standard","hentry","category-alumnat","category-comunitat","category-noticies"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/posts\/1957","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/comments?post=1957"}],"version-history":[{"count":0,"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/posts\/1957\/revisions"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/media?parent=1957"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/categories?post=1957"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/inssolderiu\/wp-json\/wp\/v2\/tags?post=1957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}