{"id":25390,"date":"2026-01-15T11:14:10","date_gmt":"2026-01-15T10:14:10","guid":{"rendered":"https:\/\/agora.xtec.cat\/insdespuig\/?p=25390"},"modified":"2026-01-15T11:14:10","modified_gmt":"2026-01-15T10:14:10","slug":"segon-taller-efec-endeutar-se-amb-seny","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/insdespuig\/actualitat\/segon-taller-efec-endeutar-se-amb-seny\/","title":{"rendered":"Segon taller EFEC: \u201cEndeutar-se? Amb seny!\u201d"},"content":{"rendered":"<p data-start=\"98\" data-end=\"308\">Avui ha vingut al centre en <strong data-start=\"126\" data-end=\"135\">Santi<\/strong>, voluntari del programa <strong data-start=\"160\" data-end=\"216\">EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya)<\/strong>, a fer el segon taller <strong data-start=\"240\" data-end=\"268\">\u201cEndeutar-se? Amb seny!\u201d<\/strong> als alumnes d\u2019<strong data-start=\"283\" data-end=\"307\">Economia de 4t d\u2019ESO<\/strong>.<\/p>\n<p data-start=\"310\" data-end=\"331\">L\u2019alumnat ha apr\u00e8s a:<\/p>\n<ul data-start=\"332\" data-end=\"569\">\n<li data-start=\"332\" data-end=\"386\">\n<p data-start=\"334\" data-end=\"386\">Entendre qu\u00e8 \u00e9s l\u2019endeutament i quan pot ser \u00fatil.<\/p>\n<\/li>\n<li data-start=\"387\" data-end=\"435\">\n<p data-start=\"389\" data-end=\"435\">Identificar els riscos del sobreendeutament.<\/p>\n<\/li>\n<li data-start=\"436\" data-end=\"511\">\n<p data-start=\"438\" data-end=\"511\">Con\u00e8ixer els principals productes de cr\u00e8dit (pr\u00e9stecs, targetes, etc.).<\/p>\n<\/li>\n<li data-start=\"512\" data-end=\"569\">\n<p data-start=\"514\" data-end=\"569\">Prendre decisions financeres responsables i informades.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"571\" data-end=\"706\">Una oportunitat molt valuosa per treballar compet\u00e8ncies b\u00e0siques per a la vida quotidiana, de la m\u00e0 d\u2019un professional del m\u00f3n financer.<\/p>\n<p data-start=\"708\" data-end=\"790\" data-is-last-node=\"\" data-is-only-node=\"\"><strong data-start=\"708\" data-end=\"790\" data-is-last-node=\"\">Gr\u00e0cies a EFEC i gr\u00e0cies a en Santi per apropar l\u2019educaci\u00f3 financera a l\u2019aula!<\/strong><\/p>\n<p data-start=\"708\" data-end=\"790\" data-is-last-node=\"\" data-is-only-node=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25391\" src=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.07.53-Anna-Beltran-Marti.jpeg\" alt=\"\" width=\"960\" height=\"720\" srcset=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.07.53-Anna-Beltran-Marti.jpeg 960w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.07.53-Anna-Beltran-Marti-300x225.jpeg 300w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.07.53-Anna-Beltran-Marti-768x576.jpeg 768w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.07.53-Anna-Beltran-Marti-200x150.jpeg 200w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25392\" src=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.09-Anna-Beltran-Marti.jpeg\" alt=\"\" width=\"960\" height=\"720\" srcset=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.09-Anna-Beltran-Marti.jpeg 960w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.09-Anna-Beltran-Marti-300x225.jpeg 300w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.09-Anna-Beltran-Marti-768x576.jpeg 768w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.09-Anna-Beltran-Marti-200x150.jpeg 200w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25393\" src=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.19-Anna-Beltran-Marti.jpeg\" alt=\"\" width=\"960\" height=\"720\" srcset=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.19-Anna-Beltran-Marti.jpeg 960w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.19-Anna-Beltran-Marti-300x225.jpeg 300w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.19-Anna-Beltran-Marti-768x576.jpeg 768w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.19-Anna-Beltran-Marti-200x150.jpeg 200w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25394\" src=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.28-Anna-Beltran-Marti.jpeg\" alt=\"\" width=\"960\" height=\"720\" srcset=\"https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.28-Anna-Beltran-Marti.jpeg 960w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.28-Anna-Beltran-Marti-300x225.jpeg 300w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.28-Anna-Beltran-Marti-768x576.jpeg 768w, https:\/\/agora.xtec.cat\/insdespuig\/wp-content\/uploads\/usu921\/2026\/01\/WhatsApp-Image-2026-01-14-at-14.08.28-Anna-Beltran-Marti-200x150.jpeg 200w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avui ha vingut al centre en Santi, voluntari del programa EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya), a fer el segon taller \u201cEndeutar-se? Amb seny!\u201d als alumnes d\u2019Economia de 4t d\u2019ESO. L\u2019alumnat ha apr\u00e8s a: Entendre qu\u00e8 \u00e9s l\u2019endeutament i quan pot ser \u00fatil. Identificar els riscos del sobreendeutament. Con\u00e8ixer els principals productes de [&hellip;]<\/p>\n","protected":false},"author":54,"featured_media":25394,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1,29],"tags":[],"class_list":["post-25390","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-portada"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/posts\/25390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/comments?post=25390"}],"version-history":[{"count":1,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/posts\/25390\/revisions"}],"predecessor-version":[{"id":25395,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/posts\/25390\/revisions\/25395"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/media\/25394"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/media?parent=25390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/categories?post=25390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insdespuig\/wp-json\/wp\/v2\/tags?post=25390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}