{"id":657,"date":"2021-01-20T12:04:30","date_gmt":"2021-01-20T11:04:30","guid":{"rendered":"https:\/\/agora.xtec.cat\/insbosc\/?p=657"},"modified":"2021-07-14T12:07:41","modified_gmt":"2021-07-14T10:07:41","slug":"taller-sobre-lendeutament-a-emprenedoria-de-4t","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/insbosc\/general\/taller-sobre-lendeutament-a-emprenedoria-de-4t\/","title":{"rendered":"Taller sobre l\u2019endeutament a emprenedoria de 4t"},"content":{"rendered":"

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El passat dijous 14 de gener de 2021, a la classe d\u2019Emprenedoria de 4t d\u2019ESO, vam tenir un convidat: l\u2019Agust\u00ed.
\nEs tracta d\u2019un jubilat de banca que aprofitant que coneix el m\u00f3n financer i ara disposa de temps, va passant per centres escolars com a voluntari, explicant alguns conceptes b\u00e0sics d\u2019economia, aixoplugat pel programa EFEC.
\nEFEC \u00e9s un programa d\u2019Educaci\u00f3 Financera a les Escoles de Catalunya, que empara l\u2019Institut d\u2019Estudis Financers (IEF). L\u2019IEF \u00e9s una fundaci\u00f3 privada creada al 1990 per les principals entitats de cr\u00e8dit, amb el suport del govern i amb l\u2019objectiu de contribuir a la innovaci\u00f3, a la internacionalitzaci\u00f3 i a la millora del sector financer a trav\u00e9s del coneixement via formaci\u00f3 de professionals, divulgaci\u00f3 i foment de les compet\u00e8ncies financeres dels ciutadans.
\nEl t\u00edtol del taller era \u201cEndeutar-se? Amb seny!\u201d
\nEns va explicar el concepte de deute i de quines maneres ens podem endeutar. Fent servir uns exemples concrets de dos joves tamb\u00e9 vam veure que els deutes no s\u00f3n bons ni dolents i que sovint s\u00f3n necessaris, per\u00f2 cal valorar si les deutes que assumim s\u00f3n raonables o no i per saber-ho ens va mostrar cinc preguntes que ens hem de fer abans de contraure un deute.
\nTamb\u00e9 vam saber la difer\u00e8ncia entre el TIN i el TAE i la difer\u00e8ncia entre targeta de cr\u00e8dit i de d\u00e8bit.
\nTot i que l\u2019Agust\u00ed va haver d\u2019anar molt r\u00e0pid perqu\u00e8 dispos\u00e0vem nom\u00e9s d\u2019una hora de classe, el taller va resultar molt pr\u00e0ctic i clarificador. Els alumnes van mostrar molt inter\u00e8s i van participar constructivament.
\nGr\u00e0cies a tots!
\nAna Nueno<\/p>\n

\"\"<\/a> \"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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\nEl passat dijous 14 de gener de 2021, a la classe d\u2019Emprenedoria de 4t d\u2019ESO, vam tenir un convidat: l\u2019Agust\u00ed.
\nEs tracta d\u2019un jubilat de banca que aprofitant que coneix el m\u00f3n financer i ara disposa de temps, va passant per centres escolars com a… Llegeix m\u00e9s\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":658,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[7,1,29],"tags":[],"class_list":["post-657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eso-4","category-general","category-portada"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/comments?post=657"}],"version-history":[{"count":1,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/657\/revisions"}],"predecessor-version":[{"id":661,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/657\/revisions\/661"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/media\/658"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/media?parent=657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/categories?post=657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/tags?post=657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}