{"id":652,"date":"2021-01-27T11:59:43","date_gmt":"2021-01-27T10:59:43","guid":{"rendered":"https:\/\/agora.xtec.cat\/insbosc\/?p=652"},"modified":"2021-07-27T12:00:41","modified_gmt":"2021-07-27T10:00:41","slug":"taller-sobre-finances-per-a-la-vida-a-emprenedoria","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/insbosc\/eso\/eso-4\/taller-sobre-finances-per-a-la-vida-a-emprenedoria\/","title":{"rendered":"Taller sobre finances per a la vida a emprenedoria"},"content":{"rendered":"<p><a href=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-653\" src=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415.png\" alt=\"\" width=\"1001\" height=\"460\" srcset=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415.png 1001w, https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415-300x138.png 300w, https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415-768x353.png 768w\" sizes=\"auto, (max-width: 1001px) 100vw, 1001px\" \/><\/a><\/p>\n<p>El passat dijous 21 de gener de 2021, a la classe d\u2019Emprenedoria de 4t d\u2019ESO , vam tornar a tenir un convidat especial, aquesta vegada el Ferran.<br \/>\nCom el dijous anterior, tamb\u00e9 es tracta d\u2019un voluntari jubilat de banca que s\u2019ofereix a fer aquests tipus de tallers a trav\u00e9s del programa EFEC de l\u2019Institut d\u2019Estudis Financers i que com ja us vam explicar en l\u2019anterior edici\u00f3, fomenten entre d\u2019altres les compet\u00e8ncies financeres dels estudiants d\u2019ESO en aquest cas.<\/p>\n<p><a href=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp07-e1626256968875.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-654\" src=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp07-e1626256968875.png\" alt=\"\" width=\"736\" height=\"615\" srcset=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp07-e1626256968875.png 736w, https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp07-e1626256968875-300x250.png 300w\" sizes=\"auto, (max-width: 736px) 100vw, 736px\" \/><\/a><\/p>\n<p>En aquest taller en Ferran ens va explicar qu\u00e8 s\u00f3n les finances, per\u00f2 sobre tot vam entendre quant d\u2019important \u00e9s \u201cla planificaci\u00f3 financera\u201d. Partint de la base que tots tenim projectes, il\u00b7lusions, etc., pels que necessitarem diners, a trav\u00e9s d\u2019uns exemples vam veure com en funci\u00f3 de com planifiquem, podrem aconseguir-los o no.<\/p>\n<p><a href=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp06-e1626256997164.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-655\" src=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp06-e1626256997164.png\" alt=\"\" width=\"736\" height=\"388\" srcset=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp06-e1626256997164.png 736w, https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp06-e1626256997164-300x158.png 300w\" sizes=\"auto, (max-width: 736px) 100vw, 736px\" \/><\/a><\/p>\n<p>Ens va explicar que les claus per una bona planificaci\u00f3 financera s\u00f3n analitzar la situaci\u00f3 econ\u00f2mica personal present i futura (ingressos), definir els nostres objectius (el que costa aconseguir el que volem), quines accions hem de dur a terme per aconseguir-los i de quins recursos disposem per fer les accions.<\/p>\n<p>Tamb\u00e9 ens va explicar el que \u00e9s l\u2019inter\u00e8s compost i com conv\u00e9 deixar els interessos acumulant-se al capital inicial.<\/p>\n<p>Com a colof\u00f3 final ens va concretar tres m\u00e0ximes:<\/p>\n<ul>\n<li>Els deutes generen interessos que haurem de pagar.<\/li>\n<li>Les inversions generen interessos al nostre favor.<\/li>\n<li>Els errors en les finances s\u2019acumulen amb el temps.<\/li>\n<\/ul>\n<p>Els alumnes es van mostrar interessats i participatius i valoren molt positivament aquests tallers.<br \/>\nGr\u00e0cies a tots!<br \/>\nAna Nueno<\/p>\n","protected":false},"excerpt":{"rendered":"<p><a href=\"https:\/\/agora.xtec.cat\/insbosc\/wp-content\/uploads\/usu2624\/2021\/07\/emp08-e1626256913415.png\"><\/a><br \/>\nEl passat dijous 21 de gener de 2021, a la classe d\u2019Emprenedoria de 4t d\u2019ESO , vam tornar a tenir un convidat especial, aquesta vegada el Ferran.<br \/>\nCom el dijous anterior, tamb\u00e9 es tracta d\u2019un voluntari jubilat de banca que s\u2019ofereix a fer aquests tipus&hellip;  <a href=\"https:\/\/agora.xtec.cat\/insbosc\/eso\/eso-4\/taller-sobre-finances-per-a-la-vida-a-emprenedoria\/\" title=\"Read Taller sobre finances per a la vida a emprenedoria\">Llegeix m\u00e9s\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":653,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[7,29],"tags":[],"class_list":["post-652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eso-4","category-portada"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/comments?post=652"}],"version-history":[{"count":1,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/652\/revisions"}],"predecessor-version":[{"id":656,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/posts\/652\/revisions\/656"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/media\/653"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/media?parent=652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/categories?post=652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/insbosc\/wp-json\/wp\/v2\/tags?post=652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}