{"id":7845,"date":"2026-01-15T13:13:36","date_gmt":"2026-01-15T12:13:36","guid":{"rendered":"https:\/\/agora.xtec.cat\/iesjoanamigo\/?p=7845"},"modified":"2026-01-15T13:13:36","modified_gmt":"2026-01-15T12:13:36","slug":"educacio-financera-a-linstitut-joan-amigo-3","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/iesjoanamigo\/eso\/eso-4\/educacio-financera-a-linstitut-joan-amigo-3\/","title":{"rendered":"Educaci\u00f3 financera a l&#8217;institut Joan Amig\u00f3"},"content":{"rendered":"<p><!--more--><\/p>\n<p align=\"justify\"><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"><i><b>Administrant els teus diners<\/b><\/i><\/span><\/span><\/span><i><b> <\/b><\/i><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"><i><b>i<\/b><\/i><\/span><\/span><\/span> <span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"><i><b>Endeutar-se? amb seny!<\/b><\/i><\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> s\u00f3n els noms dels tallers que l\u2019alumnat de 4t ESO de l\u2019Ins Joan Amig\u00f3 <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">ha fet <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">dins del programa EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya) dura<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">nt dos di<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">lluns de desembre i gener.<\/span><\/span><\/span><\/p>\n<p align=\"justify\"><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">En aquests tallers impartits per voluntaris del sector financer<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> l&#8217;alumnat <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">ha apr\u00e8s<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> a elaborar un pressupost personal, <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">a <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">identificar i controlar els propis ingressos i les despeses, <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">a <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">con\u00e8ixer la TAE i<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> a<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> comprendre les conseq\u00fc\u00e8ncies que implica l&#8217;endeutament.<\/span><\/span><\/span><\/p>\n<p align=\"justify\"><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">E<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">ls tallers es van dur a terme a partir d&#8217;un joc introductori i di<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">ferent<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">s activitats<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> que plantejaven <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">una s\u00e8rie de<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> situacions en<\/span><\/span><\/span> <span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">qu<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">\u00e8<\/span><\/span><\/span> <span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">qualsevol jove es pot trobar en la vida di\u00e0ria<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">. Ells mateixos havien de prendre les decisions m\u00e9s encertades a cada proposta <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">trobant la millor resposta i <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">evitant<\/span><\/span><\/span> <span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">arribar<\/span><\/span><\/span> <span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">a<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">l sobreendeutament.<\/span><\/span><\/span><\/p>\n<p align=\"justify\"><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">L\u2019objectiu que es buscava era introduir l\u2019alumnat a les finances personals del di<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">a a dia i <\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">orientar<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\">-los<\/span><\/span><\/span><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\"><span lang=\"ca-ES\"> a prendre les millors decisions futures.<\/span><\/span><\/span><\/p>\n<p align=\"justify\"><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: medium;\">A partir d\u2019aqu\u00ed i en els propers mesos es duran a terme altres tallers on l\u2019alumnat rebr\u00e0 diferents compet\u00e8ncies en finances personals.<\/span><\/span><\/p>\n<p 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