{"id":1259,"date":"2017-04-29T09:05:49","date_gmt":"2017-04-29T07:05:49","guid":{"rendered":"http:\/\/agora.xtec.cat\/iesalfacs\/?p=1259"},"modified":"2017-04-29T09:05:49","modified_gmt":"2017-04-29T07:05:49","slug":"educacio-financera-a-les-escoles-de-catalunya-efec-per-als-alumnes-de-4t-deso","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/iesalfacs\/general\/educacio-financera-a-les-escoles-de-catalunya-efec-per-als-alumnes-de-4t-deso\/","title":{"rendered":"EDUCACI\u00d3 FINANCERA A LES ESCOLES DE CATALUNYA (EFEC) PER ALS ALUMNES DE 4T D&#8217;ESO"},"content":{"rendered":"<p>Voluntari EFEC: Josep M. Monfort.<\/p>\n<p>En l&#8217;actual marc econ\u00f2mic-financer, m\u00e9s que mai, cal oferir coneixements financers a diversos col\u00b7lectius i\u00a0a diferents nivells, per\u00f2 molt especialment a escoles i adolescents. Per aquest motiu va sorgir al 2012 el projecte EFEC, que t\u00e9 per objectiu oferir a les escoles p\u00fabliques, concertades i privades de Catalunya la possibilitat d&#8217;impartir educaci\u00f3 financera b\u00e0sica als alumnes de 4t d&#8217;ESO (\u00faltim curs d&#8217;Educaci\u00f3 Secund\u00e0ria Obligat\u00f2ria).<\/p>\n<p>EFEC \u00e9s conseq\u00fc\u00e8ncia del projecte EFEP de la Comissi\u00f3 Europea, que es basava en una millor pr\u00e0ctica detectada a Esc\u00f2cia on professionals del sector financer impartien tallers a alumnes adolescents.<\/p>\n<p>A EFEC els tallers s\u00f3n impartits per treballadors voluntaris vinculats a entitats financeres (professionals en exercici o jubilats) i professionals vinculats a associacions del sector econ\u00f2mic financer. Els centres escolars -p\u00fablics, concertats o privats- que participen del programa s\u2019hi apunten de manera volunt\u00e0ria per tal que els seus alumnes rebin compet\u00e8ncies en finances personals.<\/p>\n<p>Aquest programa d&#8217;alfabetitzaci\u00f3 i educaci\u00f3 financera s&#8217;emmarca en les recomanacions d&#8217;organismes internacionals tant rellevants com l&#8217;Organitzaci\u00f3 per a la Cooperaci\u00f3 i el Desenvolupament Econ\u00f2mic (OCDE) i la Uni\u00f3 Europea (UE), i est\u00e0 supervisat pel Departament d\u2019Ensenyament de la Generalitat de Catalunya. Ambdues organitzacions han fet \u00e8mfasi en la necessitat de dotar a la ciutadania de compet\u00e8ncies per tal de gestionar els seus ingressos i despeses, evitant d\u2019aquesta manera episodis de sobreendeutament i d&#8217;exclusi\u00f3 financera.<\/p>\n<p>Els tallers d\u2019educaci\u00f3 financera estan estructurats en blocs independents de 60 minuts de durada. Els continguts s\u2019han desenvolupat, revisat i avaluat en col\u00b7laboraci\u00f3 amb un comit\u00e8 assessor format per professors de centres p\u00fablics i concertats i representants del departament d\u2019Ensenyament de la Generalitat de Catalunya. Per a la V edici\u00f3 els continguts d\u2019EFEC s\u2019han estructurat en cinc tallers:<\/p>\n<p><strong>Administrant els teus diners:<\/strong>gesti\u00f3 dels pressupostos personals.<\/p>\n<ul>\n<li><strong>Endeutar-se? amb seny!<\/strong>:\u00a0 com evitar el sobreendeutament i com con\u00e8ixer els productes de cr\u00e8dit.<\/li>\n<li><strong>Inversi\u00f3 intel\u00b7ligent:<\/strong>entendre el binomi risc \/ rendibilitat.\u00a0 Finances socialment responsables.<\/li>\n<li><strong>Els dubtes quotidians d\u2019en Jaume:<\/strong>situacions financeres quotidianes: consum intel\u00b7ligent, apartats d\u2019una n\u00f2mina, pagaments online i introducci\u00f3 als tipus de canvi.<\/li>\n<li><strong>Finances per a la vida<\/strong>: introducci\u00f3 a la planificaci\u00f3 financera personal i a l\u2019estalvi a llarg termini.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Voluntari EFEC: Josep M. Monfort. En l&#8217;actual marc econ\u00f2mic-financer, m\u00e9s que mai, cal oferir coneixements financers a diversos col\u00b7lectius i\u00a0a diferents nivells, per\u00f2 molt especialment a escoles i adolescents. Per aquest motiu va sorgir al 2012 el projecte EFEC, que t\u00e9 per objectiu oferir a les escoles p\u00fabliques, concertades i privades de Catalunya la possibilitat [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1260,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1,29],"tags":[],"class_list":["post-1259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-portada"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/posts\/1259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/comments?post=1259"}],"version-history":[{"count":1,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/posts\/1259\/revisions"}],"predecessor-version":[{"id":1261,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/posts\/1259\/revisions\/1261"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/media\/1260"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/media?parent=1259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/categories?post=1259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/iesalfacs\/wp-json\/wp\/v2\/tags?post=1259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}