{"id":2593,"date":"2022-03-02T08:42:40","date_gmt":"2022-03-02T07:42:40","guid":{"rendered":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/?p=2593"},"modified":"2022-03-02T08:42:40","modified_gmt":"2022-03-02T07:42:40","slug":"finances-per-a-la-vida","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/eso\/finances-per-a-la-vida\/","title":{"rendered":"Finances per a la vida"},"content":{"rendered":"<p>L&#8217;olost\u00ed Ramon Arboix ha vingut a la classe d&#8217;economia per explicar-nos qu\u00e8 \u00e9s l&#8217;estalvi i per qu\u00e8 \u00e9s important estalviar. Amb l&#8217;explicaci\u00f3 de les seves viv\u00e8ncies despr\u00e9s de treballar en\u00a0 m\u00e9s de 100 oficines de banca, ens hem adonat que durant la nostra vida hi haur\u00e0 \u00e8poques que tindrem molts ingressos i d&#8217;altres que molt pocs o gens i que per tant, l&#8217;estalvi ens pot ajudar quan aquests es redueixin. Per altra banda, l&#8217;estalvi tamb\u00e9 ens pot fer permetre fer front a despeses imprevistes o grans despeses.<\/p>\n<p>L&#8217;abs\u00e8ncia d&#8217;estalvi ens pot conduir a la necessitat de recorre a l&#8217;endeutament, i aquest \u00e9s una forma d&#8217;aconseguir diners perill\u00f3s si no es fa amb seny.<\/p>\n<p>Finalment,\u00a0 Arboix, ens va explicar que els estalvis poden generar rendiment si es posen en productes d&#8217;inversi\u00f3\u00a0 com els dip\u00f2sits bancaris a termini o les accions. Si s&#8217;opta per prendre decisions d&#8217;inversi\u00f3, caldr\u00e0 tenir en compte que els interessos poden calcular-se amb r\u00e8gim d&#8217;inter\u00e8s simple o b\u00e9 en r\u00e8gim d&#8217;inter\u00e8s compost.<\/p>\n<p>D&#8217;aqu\u00ed a pocs dies, esperem que torni a venir per a explicar-nos m\u00e9s coses sobre les inversions.<\/p>\n\r\n\t<div class=\"slideshow_container slideshow_container_style-light\" style=\"height: 300px; \" data-slideshow-id=\"2595\" data-style-name=\"style-light\" data-style-version=\"2.3.1\" >\r\n\r\n\t\t\t\t\t<div class=\"slideshow_loading_icon\"><\/div>\r\n\t\t\r\n\t\t<div class=\"slideshow_content\" style=\"display: none;\">\r\n\r\n\t\t\t<div class=\"slideshow_view\">\r\n\t\t\t\t<div class=\"slideshow_slide slideshow_slide_image\">\r\n\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-content\/uploads\/usu2163\/2022\/03\/WhatsApp-Image-2022-02-26-at-19.44.19.jpeg\" alt=\"WhatsApp Image 2022-02-26 at 19.44.19\" width=\"1600\" height=\"723\" \/>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"slideshow_description_box slideshow_transparent\">\r\n\t\t\t\t\t\t<div class=\"slideshow_title\">WhatsApp Image 2022-02-26 at 19.44.19<\/div>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<div style=\"clear: both;\"><\/div><\/div><div class=\"slideshow_view\">\r\n\t\t\t\t<div class=\"slideshow_slide slideshow_slide_image\">\r\n\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-content\/uploads\/usu2163\/2022\/03\/WhatsApp-Image-2022-02-26-at-19.44.18.jpeg\" alt=\"Ramon Arboix\" width=\"1600\" height=\"723\" \/>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"slideshow_description_box slideshow_transparent\">\r\n\t\t\t\t\t\t<div class=\"slideshow_title\">Ramon Arboix<\/div>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<div style=\"clear: both;\"><\/div><\/div><div class=\"slideshow_view\">\r\n\t\t\t\t<div class=\"slideshow_slide slideshow_slide_image\">\r\n\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-content\/uploads\/usu2163\/2022\/03\/WhatsApp-Image-2022-02-26-at-19.44.19-2.jpeg\" alt=\"Finances per a la vida\" width=\"1600\" height=\"723\" \/>\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"slideshow_description_box slideshow_transparent\">\r\n\t\t\t\t\t\t<div class=\"slideshow_title\">Finances per a la vida<\/div>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<div style=\"clear: both;\"><\/div><\/div>\r\n\t\t<\/div>\r\n\r\n\t\t<div class=\"slideshow_controlPanel slideshow_transparent\" style=\"display: none;\"><ul><li class=\"slideshow_togglePlay\" data-play-text=\"Visualitza\" data-pause-text=\"Pausa\"><\/li><\/ul><\/div>\r\n\r\n\t\t<div class=\"slideshow_button slideshow_previous slideshow_transparent\" role=\"button\" data-previous-text=\"Anterior\" style=\"display: none;\"><\/div>\r\n\t\t<div class=\"slideshow_button slideshow_next slideshow_transparent\" role=\"button\" data-next-text=\"Seg\u00fcent\" style=\"display: none;\"><\/div>\r\n\r\n\t\t<div class=\"slideshow_pagination\" style=\"display: none;\" data-go-to-text=\"V\u00e9s a la diapositiva\"><div class=\"slideshow_pagination_center\"><\/div><\/div>\r\n\r\n\t\t<!-- WordPress Slideshow Version 2.3.1 -->\r\n\r\n\t\t\t<\/div>\r\n\r\n\n","protected":false},"excerpt":{"rendered":"<p>L&#8217;olost\u00ed Ramon Arboix ha vingut a la classe d&#8217;economia per explicar-nos qu\u00e8 \u00e9s l&#8217;estalvi i per qu\u00e8 \u00e9s important estalviar. Amb l&#8217;explicaci\u00f3 de les seves viv\u00e8ncies despr\u00e9s de treballar en\u00a0 m\u00e9s de 100 oficines de banca, ens hem adonat que durant la nostra vida hi&hellip;  <a href=\"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/eso\/finances-per-a-la-vida\/\" title=\"Read Finances per a la vida\">Llegeix m\u00e9s\u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":2598,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[3,7,29],"tags":[130],"class_list":["post-2593","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eso","category-eso-4","category-portada","tag-economia"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/posts\/2593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/comments?post=2593"}],"version-history":[{"count":2,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/posts\/2593\/revisions"}],"predecessor-version":[{"id":2599,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/posts\/2593\/revisions\/2599"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/media\/2598"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/media?parent=2593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/categories?post=2593"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/ies-castelldelquer-prats\/wp-json\/wp\/v2\/tags?post=2593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}