{"id":977,"date":"2019-01-17T16:33:47","date_gmt":"2019-01-17T15:33:47","guid":{"rendered":"http:\/\/agora.xtec.cat\/escolanouclave\/?p=977"},"modified":"2019-01-17T16:38:34","modified_gmt":"2019-01-17T15:38:34","slug":"els-alumnes-de-4t-deso-participen-en-el-programa-efec","status":"publish","type":"post","link":"https:\/\/agora.xtec.cat\/escolanouclave\/general\/secundaria\/els-alumnes-de-4t-deso-participen-en-el-programa-efec\/","title":{"rendered":"Els alumnes de 4t d&#8217;ESO participen en el programa EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya)"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-979 alignright\" src=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph-1024x768.jpg\" alt=\"\" width=\"297\" height=\"223\" srcset=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph-1024x768.jpg 1024w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph-300x225.jpg 300w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph-768x576.jpg 768w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph-200x150.jpg 200w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DwkDsC0XcAA1dph.jpg 1200w\" sizes=\"auto, (max-width: 297px) 100vw, 297px\" \/><\/a>Un any m\u00e9s, alumnes de 4t d&#8217;ESO de la\u00a0 nostra escola participen en el programa d&#8217;EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya). Aquest programa\u00a0va sorgir al 2012 amb l&#8217;objectiu d&#8217;oferir a les escoles de Catalunya la possibilitat d&#8217;impartir educaci\u00f3 financera b\u00e0sica als alumnes de 4t d&#8217;ESO (\u00faltim curs d&#8217;Educaci\u00f3 Secund\u00e0ria Obligat\u00f2ria).<br \/>\nEFEC \u00e9s conseq\u00fc\u00e8ncia del projecte EFEP de la Comissi\u00f3 Europea, que es basava en una millor pr\u00e0ctica detectada a Esc\u00f2cia on professionals del sector financer impartien tallers a alumnes adolescents.<br \/>\nA EFEC els tallers s\u00f3n impartits per treballadors voluntaris vinculats a entitats financeres (professionals en exercici o jubilats), professionals vinculats a associacions del sector econ\u00f2mic financer i treballadors de l\u2019Ag\u00e8ncia Tribut\u00e0ria de Catalunya; aix\u00ed com per professors de secund\u00e0ria. Els centres escolars que participen del programa s\u2019hi apunten de manera volunt\u00e0ria per tal que els seus alumnes rebin compet\u00e8ncies en finances personals.<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-978 alignleft\" src=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8-1024x768.jpg\" alt=\"\" width=\"296\" height=\"222\" srcset=\"https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8.jpg 1024w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8-300x225.jpg 300w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8-768x576.jpg 768w, https:\/\/agora.xtec.cat\/escolanouclave\/wp-content\/uploads\/usu1363\/2019\/01\/DxH1HeeVsAAL0P8-200x150.jpg 200w\" sizes=\"auto, (max-width: 296px) 100vw, 296px\" \/><\/a>Aquest programa d&#8217;alfabetitzaci\u00f3 i educaci\u00f3 financera s&#8217;emmarca en les recomanacions d&#8217;organismes internacionals tant rellevants com l&#8217;Organitzaci\u00f3 per a la Cooperaci\u00f3 i el Desenvolupament Econ\u00f2mic (OCDE) i la Uni\u00f3 Europea (UE), i est\u00e0 supervisat pel Departament d\u2019Ensenyament de la Generalitat de Catalunya. Ambdues organitzacions han fet \u00e8mfasi en la necessitat de dotar a la ciutadania de compet\u00e8ncies per tal de gestionar els seus ingressos i despeses, que ajudin a evitar episodis de sobreendeutament i d&#8217;exclusi\u00f3 financera.<\/p>\n<p style=\"text-align: justify;\">Els continguts d\u2019EFEC s\u2019han estructurat en sis tallers:<\/p>\n<ul>\n<li style=\"text-align: justify;\"><strong>Administrant els teus diners<\/strong>: gesti\u00f3 del\u00a0pressupost personal i el fons d&#8217;emerg\u00e8ncia.<\/li>\n<li style=\"text-align: justify;\"><strong>Endeutar-se? amb seny!<\/strong>:\u00a0 consum responsable i com evitar el sobreendeutament.<\/li>\n<li style=\"text-align: justify;\"><strong>Inversi\u00f3 intel\u00b7ligent<\/strong>: entendre el binomi risc \/ rendibilitat. Finances Socialment Responsables.<\/li>\n<li style=\"text-align: justify;\"><strong>Els impostos i tu<\/strong>: per a qu\u00e8 serveixen els impostos i les conseq\u00fc\u00e8ncies del frau.<\/li>\n<li style=\"text-align: justify;\"><strong>Finances per a la vida<\/strong>: objectius vitals i objectius financers.<\/li>\n<li style=\"text-align: justify;\"><strong>(In)forma\u2019t per decidir<\/strong>: el dret b\u00e0sic dels consumidors \u00e9s el dret a la informaci\u00f3.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Un any m\u00e9s, alumnes de 4t d&#8217;ESO de la\u00a0 nostra escola participen en el programa d&#8217;EFEC (Educaci\u00f3 Financera a les Escoles de Catalunya). Aquest programa\u00a0va sorgir al 2012 amb l&#8217;objectiu d&#8217;oferir a les escoles de Catalunya la possibilitat d&#8217;impartir educaci\u00f3 financera b\u00e0sica als alumnes de 4t d&#8217;ESO (\u00faltim curs d&#8217;Educaci\u00f3 Secund\u00e0ria Obligat\u00f2ria). EFEC \u00e9s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":978,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[81,75],"tags":[96,83,95],"class_list":["post-977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4t-eso","category-secundaria","tag-economia","tag-infonodes","tag-efec"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/posts\/977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/comments?post=977"}],"version-history":[{"count":3,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/posts\/977\/revisions"}],"predecessor-version":[{"id":983,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/posts\/977\/revisions\/983"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/media\/978"}],"wp:attachment":[{"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/media?parent=977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/categories?post=977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agora.xtec.cat\/escolanouclave\/wp-json\/wp\/v2\/tags?post=977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}